At LeisureLend, we specialize in merchant cash advances for the businesses most lenders misunderstand or avoid. Whether you're in a highly regulated market, a frontier industry, or a field too complex for traditional financing — we see the potential where others see only risk.
We actively seek opportunities in sectors that demand careful oversight, specialized knowledge, and a nuanced understanding of regulations — industries most banks won't touch.
Our team brings deep expertise, a rigorous compliance approach, and a commitment to driving long-term growth for companies that deserve a true partner.
We seek opportunities in sectors that demand careful oversight and specialized regulation knowledge — industries most banks won't touch.
We dive deep to grasp the intricacies of your business model, becoming not just a capital provider — but a strategic ally invested in your success.
Our advances are tailored to your unique challenges, bridging the gap where traditional lenders can't or won't go.
"We believe innovation often thrives at the edges — where regulations are toughest and challenges are greatest. Our role is to anchor these businesses, guiding them through high-stakes environments with financial strength, industry insight, and unwavering support."— LeisureLend Founding Principles
From cannabis to hospitality licensing and wellness, we work with companies that navigate strict compliance every day — and thrive because of it.
Whether it's cannabis, hemp, alternative recreation, or another next-wave market, we see the opportunity behind the uncertainty where others see only risk.
If you're in a field that's off the beaten path — or seems that way to most lenders — we want to hear your story. The greatest returns come from the boldest visions.
We do one thing exceptionally well: merchant cash advances for leisure and specialty businesses. Your factor rate is shaped by your credit profile, cash flow strength, and business type — not a one-size-fits-all formula.
An advance against your future card sales and receivables — not a loan. You receive a lump sum upfront and repay via a daily or weekly holdback percentage drawn automatically from your revenue. The stronger your credit and cash flow, the better your rate.
Specialty merchant cash advances for cannabis dispensaries, cultivators, processors, and hemp flower operators. Cannabis carries unique compliance and banking risk — our rates reflect that reality while still delivering the fastest capital available to licensed operators.
We can connect cannabis and leisure operators with compliant, secure payment processing solutions. Not a requirement to receive funding — but available as part of our full-service approach for businesses that need it.
The cannabis industry generates billions in annual revenue yet remains chronically underbanked. LeisureLend was built exactly for this gap — we operate where others fear to tread, offering flexible MCAs to licensed operators across the full supply chain.
We fund cannabis businesses regardless of banking status. No traditional bank account required to access working capital.
Our underwriters know state-by-state compliance requirements and structure advances around your license type and scope.
We bring the same compliance rigor cannabis operators demand from their partners. Your funding is built to hold up.
Funding decisions in 24–48 hours with minimal documentation. We understand the urgency and discretion this space requires.
We're not a generalist lender that happens to fund leisure businesses. We specialize where traditional banks step back — if your business keeps people entertained, relaxed, nourished, or well, we want to fund it.
Check Your Eligibility →We've stripped the complexity out of specialty business funding. Our process starts with a real conversation — we want to understand your business before we structure your capital.
Complete our brief application or email us directly. Tell us about your business, your industry, and what you need capital for. Context is everything.
⏱ 5 minutesOur specialists review your revenue patterns, compliance history, and industry type. We understand what makes your sector unique — and how to underwrite it properly.
⏱ 2–4 hoursYou receive a transparent, tailored offer — advance amount, factor rate, holdback %, and payback timeline. No surprises, no hidden fees.
⏱ Same daySign your agreement and funds are wired directly to your business account. Same-day funding available for approved applications received before 2 PM ET.
⏱ Within 24 hoursLeisureLend understood our business in a way no bank ever did. They funded our bar renovation in 48 hours — just in time for summer season. The holdback percentage worked perfectly with our cash flow.
As a cannabis dispensary, we'd been turned down by six lenders before LeisureLend. They were the first team that truly understood our compliance situation and approved us in under 24 hours. Real partners.
Running a boutique hotel, cash flow is everything. LeisureLend gave us $180,000 to upgrade our amenities before peak season. The flexible repayment meant we didn't feel the pressure during off-months.
Let's start a conversation. We're here to champion the ventures that redefine what's possible — one high-risk, high-reward opportunity at a time.
State Availability Notice: We do not currently serve businesses in Vermont, Connecticut, or New York due to restrictive state regulations. Businesses in California, New Jersey, Nevada, and North Dakota may be subject to additional requirements — please mention your state and we will confirm eligibility. All other U.S. states welcome.